During his inauguration speech, Franklin D. Roosevelt left us with these famous words, "So, first of all, let me assert my firm belief that the only thing we have to fear is fear itself – nameless, unreasoning, unjustified terror which paralyzes needed efforts to...
If you are like most investors, you carry a few scars from past bear market experiences. And you may be asking the following questions, “What happened to get us here, and how do we make it through?” Answering these questions logically is the easy part. Not making...
Investors can find multiple reasons to be concerned about the current state of U.S. equity markets, including the current season. Summer is historically a poor performing time relative to the November through April period. Additionally, the Federal Reserve is on a...
Consider This Program with Jamie Burton and Grant Soliven, AIF. In this segment we will cover: With rising long-term care costs in the US, it is no wonder that this is a regular topic of discussion. And when it comes to the financial dimension of long-term care, truly...
The start of the year has continued the already rough track for fixed income. Rising interest rates and elevated inflation shake the safety net that bonds have traditionally provided. And the pain becomes particularly unnerving for investors when the equity market...
Consider This Program with Jamie Burton and Grant Soliven, AIF. In this segment we will cover: A well-diversified portfolio is vital to any investor’s success. As an individual investor, you need to make sure your asset allocation best conforms to your personal...
Consider This Program with Jamie Burton and Grant Soliven, AIF. In this segment we will cover: When preparation meets planning, little luck is actually needed! Find out why planning the loss of a spouse is more than just a life insurance policy. Talking Points: 1....
Consider This Program with Jamie Burton and Grant Soliven, AIF. In this segment we will cover: An unexpected or early retirement can bring a major headache of finding affordable health insurance until you turn 65 and can qualify for Medicare. If you find yourself in...
Do retirement plans work for the American investor? One of the nation's largest investment firms, Vanguard, analyzed data from 4.7 million of their defined contribution plans and found through their "How America Saves 2021" report that the average 401(k) balance...
Consider This Program with Aaron Rheaume, CKA, and Grant Soliven, AIF. In this segment we will cover: Coming to the end of your working career can be both exciting and terrifying. How are you going to replace your standard of living without a paycheck? Have you really...
Consider This Program with Jamie Burton and Grant Soliven, AIF. In this segment we will cover: Investment Playbook Show Living off dividends in retirement is a dream shared by many investors, but in today’s environment marked by rising life expectancies, extremely low...
Consider This Program with Grant Soliven, AIF, and Aaron Rheaume, CKA. In this segment we will cover: Tax Planning Show An in-service, non-hardship distribution is a 401k option that not many are aware of. What other options are wrapped inside of your 401k? Are you...
Investing can be a very stressful endeavor, especially for us in or nearing retirement. Protecting the nest egg becomes very important as we near the time when distributions become a reality. Behavioral finance studies have repeatedly shown that many Americans would...
Consider This Program with Grant Soliven, AIF, and Andrew Thrasher, CMT. In this segment we will cover: Investors, the Federal Reserve, and businesses continuously monitor and worry about the level of inflation. Rising inflation can be harmful: input prices are...
Consider This Program with Jamie Burton and Grant Soliven, AIF. In this segment we will cover: Making a gut call on investments may not be the wisest strategy. Having a process in place leads to more fruitful outcomes. Join us on Consider This Program as we break it...
Knowing which basket to use is essential when engaging in activities like picking apples, or shopping at the grocery store. The same is true when evaluating your investment portfolio. The most common “baskets” used for investing today are mutual funds and their...
Consider This Program with Jamie Burton and Grant Soliven, AIF. In this segment we will cover: Are you late to the game? Many people continue to use mutual funds even though ETFs are far more efficient. On Consider This Program, we will explain what you need to be on...
Consider This Program with Jamie Burton and Grant Soliven, AIF. In this segment we will cover: James Clear always says, "Success is never dependent on one thing, but failure can be!" Tune in to learn about the 5 Critical Elements that we have found lead to financial...
It will be no surprise that most of us are tired of the supply chain issues causing delays. These delays stretch across nearly every industry, from foodservice to manufacturing and even into technology. However, despite the frustration this causes in our day-to-day...
Consider This Program with Joe Clark, CFP, and Grant Soliven. In this segment we will cover: Deciding when to take Social Security can be one of the most costly decisions you make in retirement. Find out how Social Security timing can be an asset when figuring out...
Consider This Program with Joe Clark, CFP, and Grant Soliven. In this segment we will cover: Knowing the difference between marginal and effective tax rates is important, especially going into retirement. Where do you need to focus your attention? Call 800-928-4001 or...
Consider This Program with Joe Clark, CFP, and Grant Soliven. In this segment we will cover: Going into retirement, you have to have a clear picture of your standard of living. Join us as we discuss the best way to find out your true budget. Call 800-928-4001 or email...
Consider This Program with Joe Clark, CFP, and Grant Soliven. In this segment we will cover: When planning for retirement, there are certain triggers or transitions that can push you closer to making a decision to leave the workforce. It is important to have a strong...
Consider This Program with Joe Clark, CFP and Grant Soliven, AIF. In this segment we will cover: Being prudent can be very beneficial for your financial future, but what happens when you take it too far? Join us as we discuss a few real-life scenarios where being...
Consider This Program with Joe Clark, CFP and Grant Soliven, AIF. In this segment we will cover: Volatility in the market is not a new concept, but that doesn't make it any less scary. Do you have a plan in place to protect yourself from your own emotions? Call...
Consider This Program with Joe Clark, CFP and Grant Soliven, AIF. In this segment we will cover: Things feel great when we see the balances going up on our statements, but what happens when volatility makes an appearance? Call 800-928-4001 or email us at...
Consider This Program with Joe Clark, CFP and Grant Soliven, AIF. In this segment we will cover: With an ever-changing economic and legislative environment, it is crucial to regularly update and evaluate your financial plan. Join us as we discuss what can happen if...
Consider This Program with Joe Clark, CFP and Grant Soliven, AIF. In this segment we will cover: News from Washington alludes to the average American losing access to this strategy. However, it isn't gone yet. Make sure you understand your workplace retirement plan...
Consider This Program with Joe Clark, CFP and Grant Soliven, AIF. In this segment we will cover: Do you know how to calculate your marginal tax rate? What is a marginal tax rate, and when does it matter? Understanding how to maximize your marginal tax stair step is...
Consider This Program with Joe Clark, CFP and Grant Soliven, AIF. In this segment we will cover: There is a difference between tax planning and tax reporting. Tax planning ends when the clock strikes midnight on 12/31/2021. Make sure you have acted on your conversion...
Consider This Program with Joe Clark, CFP and Grant Soliven, AIF. In this segment we will cover: Although we fear the dreaded tax audit, the IRS will not likely show up on our doorstep. However, if they did, would you have done the right things to protect your family...
Consider This Program with Joe Clark, CFP and Grant Soliven, AIF. In this segment we will cover: In a world with many investment options, should you contribute to an IRA or a Roth IRA? Schedule your complimentary Next Steps meeting today! www.yourlifeafterwork.com...
Consider This Program with Joe Clark, CFP and Grant Soliven, AIF. In this segment we will cover: When talking about back to the basics, why are taxes important, and why are they the starting point for the episode? Schedule your complimentary Next Steps meeting today!...
Consider This Program with Joe Clark, CFP and Grant Soliven, AIF. In this segment we will cover: The Five Critical Elements is the process that FEG uses to help our families stick to the basics and help make sure we are guiding them through their financial journey....
Consider This Program with Joe Clark, CFP and Grant Soliven, AIF. In this segment we will cover: Many employers offer 401(k) plans as a benefit for their employees. If your employer offers a 401(k) plan, should you contribute to it? Schedule your complimentary Next...
Consider This Program with Joe Clark, CFP, and Grant Soliven, AIF. In this segment we will cover: There are days where bad news is worse than others. What do you do when the doctor says you have months to live? There are emotional issues, but there are also economic...
Consider This Program with Joe Clark, CFP, and Grant Soliven. In this segment we will cover: Who have you named to be in charge of your trust and will? Do they know their responsibilities? Do they have your battle plan to transfer your legacy ready to go? Schedule...
Consider This Program with Joe Clark, CFP and Grant Soliven. In this segment we will cover: There are disruptions in the market. Volatility is the market going up and down, but what if it is trending down for an extended time? Schedule your complimentary Next Steps...
Consider This Program with Joe Clark, CFP and Grant Soliven, AIF. In this segment we will cover: These are the five main food groups of investing. Just like with food, we need some of each for a balanced diet. Also, like food, we'll lean them in different portions....
Consider This Program with Joe Clark, CFP and Grant Soliven, AIF. In this segment we will cover: When times are good, and returns seem easy, this question is often answered mathematically. Over time though, the difficulty in measuring emotional consequences determines...
Consider This Program with Joe Clark, CFP, and Grant Soliven, AIF. In this segment we will cover: Fiduciary risks are becoming a buzzword with such prominent use. Proposed legislation mandating fiduciary standards may have failed, but they at least prompted many to...
Consider This Program with Joe Clark, CFP and Grant Soliven, AIF. In this segment we will cover: Think of tax planning as Annie Duke calls a freeroll. A freeroll is a great decision-making tool because the downside cost is very minimal compared to the potential...
Consider This Program with Joe Clark, CFP, and Grant Soliven, AIF. In this segment we will cover: Social Security timing: Take early? This could be a massive mistake for many US citizens. Not only do you suffer permanent income loss, but you could be setting up the...
Consider This Program with Joe Clark, CFP, and Grant Soliven, AIF. In this segment we will cover: There is often confusion surrounding when one can take penalty-free distributions from retirement dollars. You might be able to access money sooner than you think....
Consider This Program with Joe Clark, CFP, and Grant Soliven, AIF. In this segment we will cover: Many Americans wait until the last possible minute on April 15th to submit their taxes. Not only can that kind of delay put you in an uncomfortable position with the IRS....
Our mental capacity for decision-making and dealing with change reduces as we age. Most of us recognize when we are "slipping," but we don't fully realize the extent. Most of us will go through life periods where we can make decisions, periods when we are mentally or...
The initial motivation for accumulating assets was to provide future opportunities during an elusive and vague future known as retirement. Creating future choices was the name of the game. Everyone loves options, but few love making decisions. When saving for...
Growing up, we all can remember either a parent or coach repeating the famous words, "Practice makes perfect." Or, "Better to be prepared." And although these words were easy to mock in our youth, they have aged well. They have aged so well we now pass the same...
College students have steep learning curves. In high school, they had to do well academically, participate in extracurricular activities, comply with the rules of their parents’ homes and, possibly, have a job. At college, they must decide what to study, how many...
By: Grant Soliven,AIF® With the recent college admissions scandal in the news, it seems some people are willing to risk everything for their child to attend the “right” college. For the rest of us, let’s talk about saving legally for a college education. College is...