Rarely do we question what might be wrong when things appear to be working. The inverse is also true: we seldom ask what works when things appear in disarray. This column will be a two-part article addressing investment tools of the trade and then techniques for how...
Do retirement plans work for the American investor? One of the nation's largest investment firms, Vanguard, analyzed data from 4.7 million of their defined contribution plans and found through their "How America Saves 2021" report that the average 401(k) balance...
Consider This Program with Grant Soliven, AIF, and Aaron Rheaume, CKA. In this segment we will cover: Tax Planning Show An in-service, non-hardship distribution is a 401k option that not many are aware of. What other options are wrapped inside of your 401k? Are you...
Consider This Program with Aaron Rheaume, CKA and Grant Soliven, AIF In this segment we will cover: An in-service, non-hardship distribution is a 401k option that not many are aware of. What other options are wrapped inside of your 401k? Are you missing opportunities?...
Consider This Program with Grant Soliven, AIF, and Daren Hardesty. In this segment we will cover: Imagine having all tax-deferred money and no plan to unwind it before you need it or are forced to take it, OR WORSE, the tax code changes, and it is not in your favor....
Consider This Program with Joe Clark, CFP and Jamie Burton. In this segment we will cover: Description: Assets – stocks, bonds, and cash – behave differently and have different jobs. The same is true of tax treatment. There is tax-deferred, taxable, Ira, Roth, 401k,...
Consider This Program with Joe Clark, CFP and Grant Soliven, AIF. In this segment we will cover: When talking about back to the basics, why are taxes important, and why are they the starting point for the episode? Schedule your complimentary Next Steps meeting today!...
Consider This Program with Joe Clark, CFP and Grant Soliven, AIF. In this segment we will cover: Many employers offer 401(k) plans as a benefit for their employees. If your employer offers a 401(k) plan, should you contribute to it? Schedule your complimentary Next...
Looking at values can be exciting or depressing. Simply throwing more in the proverbial kitty is not the answer. You need to focus on the four areas that will impact your disciplined effort results. This article is the first installment of the four. Never forget that...
Host Joe Clark, CFP and Co-host Daren Hardesty In this week’s episode, we will cover: The three phases of finance for a 401(k) What to consider when creating a trust Do you really need a business plan? What to know before selling your business Why you should consider...
The average 401(k) balance is $92,148, according to a 2019 Vanguard analysis of over 5 million 401(k) plans issued by the company. But most people don't have that amount of retirement savings. The median 401(k) balance is $22,217, a better indicator of what most...