Starting over and beginning again contain similarities in nature, but they are different. Starting over is when we recognize we could have done things differently in previous years and are looking to improve our focus in the upcoming year. Beginning again is...
Merry Christmas! We are approaching the end of another calendar year, and it has not been an easy one for those with investments. Investors have been reminded that one thing is true: annual investment growth is not guaranteed. 2022 has been a drawn out and long...
Some individuals go out of their way to be scared for Halloween. Managing money professionally, I regularly find enough monsters in the closet, regularly that so seeking out fresh fears seems unnecessary. One of the destructive challenges for investing when the...
As you read this article today, it is Mother’s Day, so I want to wish you all a Happy Mother’s Day. Over the years, as I have written this column, I try to have a theme, and because it is Mother’s Day, the piece of this week’s article is Pivotal Days. As a mother and...
There are four critical days concerning your taxes every calendar year. April 15th is the typical day your taxes are due – 2020 was the exception, thanks to Covid. October 15th is when your final tax filing is due. The two other dates are apparent but often...
The annual goal-setting has begun! Just about everyone seems to make a New Year’s resolution. To not have one is an acceptable answer especially knowing most fail in the first 20 days of January. Health clubs thrive on sales of people who never attend and countless...
Tis the season to give generously, gratefully, and wisely. And when it comes to giving wisely, it’s important to understand some basic IRS rules governing gifts and tax deductions. First, there are no deductions for gifts of time or talent. If I provide free financial...
Tis the season to give generously, gratefully, and wisely. And when it comes to giving wisely, it’s important to understand some basic IRS rules governing gifts and tax deductions. First, there are no deductions for gifts of time or talent. If I provide free financial...