Two consecutive quarters of negative GDP (Gross Domestic Product) – this has been a reliable rule of thumb to accurately determine if a recession has occurred. The National Bureau of Economic Research (NBER) uses more complex formulas to officially declare a...
Merry Christmas! We are approaching the end of another calendar year, and it has not been an easy one for those with investments. Investors have been reminded that one thing is true: annual investment growth is not guaranteed. 2022 has been a drawn out and long...
When would you want to know if you were heading on a road trip and something ahead created a challenge? Your answer likely depends upon the severity of the issue and the potential alternatives. What about significant issues at the moment that will be resolved by the...
Your Retirement Playbook with Joe Clark, CFP. In this segment, we will cover: We have Your Retirement Playbook program to help people reduce financial regrets, and in this episode, we will talk about four things you need on your radar right now. Your Retirement...
Your Retirement Playbook with Joe Clark, CFP. In this segment we will cover: How do you know where "A" dollars and "B" should be invested? When faced with a buffet of options, which one should you choose first? In this segment of Your Retirement Playbook, we will...
Your Retirement Playbook with Joe Clark, CFP. In this segment we will cover: Golf is a lot like financial planning. Life is a series of decisions based on shots in the current conditions. Financial planning is a series of decisions based on shots and conditions. Golf...
Your Retirement Playbook with Joe Clark, CFP. In this segment we will cover: How did that wind up in your portfolio? I've been married for 34 years, and when we meet new couples, they always ask one question, "How did you meet"?! In this segment, we will get into the...
Investing can be a very stressful endeavor, especially for us in or nearing retirement. Protecting the nest egg becomes very important as we near the time when distributions become a reality. Behavioral finance studies have repeatedly shown that many Americans would...
Consider This Program with Jamie Burton and Grant Soliven, AIF. In this segment we will cover: Making a gut call on investments may not be the wisest strategy. Having a process in place leads to more fruitful outcomes. Join us on Consider This Program as we break it...
Consider This Program with Jamie Burton and Grant Soliven, AIF. In this segment we will cover: Are you late to the game? Many people continue to use mutual funds even though ETFs are far more efficient. On Consider This Program, we will explain what you need to be on...
Consider This Program with Joe Clark, CFP and Jamie Burton. In this segment we will cover: The saying goes, “An ounce of prevention is worth a pound of cure.” It’s true! Investing in your health is wise from a perspective of living longer and good for your billfold....
Consider This Program with Joe Clark, CFP and Grant Soliven, AIF. In this segment we will cover: With an ever-changing economic and legislative environment, it is crucial to regularly update and evaluate your financial plan. Join us as we discuss what can happen if...
When I was a boy, I mowed lawns around my neighborhood. I started with my parents’ lawnmower, and after I saved up enough money, I went out and purchased my very own mower. I took great care of that mower because I could not perform the job that paid me without it....
Consider This Program with Joe Clark, CFP and Grant Soliven, AIF. In this segment we will cover: These are the five main food groups of investing. Just like with food, we need some of each for a balanced diet. Also, like food, we'll lean them in different portions....
Conventional wisdom in the investment world dictates that when you reach retirement age, your investments should become more conservative Someone in retirement can no longer handle the swings of the market. In theory, that sounds like a reasonable idea. Fiduciaries,...
The Summer Olympics are here! We will take the easy shot and incorporate Olympic talking points into our article. Hey, we only get this chance once every four years. The goal of the Olympic games is for the athlete to wind up on the podium with a ribbon and a medal....
Consider This Program with Joe Clark, CFP and Daren Hardesty. In this segment we will cover: Very often we hear people say they don't want to keep all their financial eggs in one basket. The feeling of having accounts with multiple advisors and banks brings a sense of...
Consider This Program with Joe Clark, CFP and Daren Hardesty. In this segment we will cover: As you get older you realize that things change - your investments are no different. What made perfect sense to you 20-30 years ago may not make sense today. The good news is...
Consider This Program with Joe Clark, CFP and Daren Hardesty. In this segment we will cover: Fixed income is an important attribute to any investor’s portfolio. One can receive income from interest and dividends from a stock; a coupon from a bond; or the interest...