What a difference it makes being prepared! Laying your clothes out the night before, planning your meals and making a list for the grocery, studying for an exam 1-2 weeks in advance, studying game film for your upcoming opponent; these are all simple examples of the...
Imagine for a moment you are on your way home from the store, and a dog jumps out in front of you. In a moment of surprise and quick reaction, you do your best to avoid the dog; however, you lose control of your vehicle and hit a tree. Thankfully, you survived the...
Getting understanding and clarification from the deceased is somewhat tricky. For more than 25 years, I have been involved in many estate planning situations with varying outcomes. Inevitably, “peaceful and easy” situations shared two common denominators:...
Your Retirement Playbook with Joe Clark, CFP. In this segment, we will cover: Creating your Letter of Intention - Legacy Planning and Estate Planning It is difficult to speak when you are no longer here. A letter of intention gives your family the easiest opportunity...
Investments have varying characteristics. The most essential issues are volatility, taxation, and liquidity. Occasionally, assets have to be divided amongst children and spouses in the case of divorce. Picking and choosing assets to be exchanged or delivered to a...
Your Retirement Playbook with Joe Clark, CFP. In this segment we will cover: On this segment of Your Retirement Playbook, we will explore a cautionary inheritance tale so that you don't make the same mistake! Your Retirement Playbook” is an educational program...
Consider This Program with Jamie Burton and Grant Soliven, AIF. In this segment we will cover: For many, parents are the guiding lights of the first portion of our lives, They make sure we eat healthily, set us up for doctor and dentist appointments, and otherwise...
Consider This Program with Joe Clark, CFP, and Jamie Burton. In this segment we will cover: Description: You probably love your kids all the same, but even my brother and I, who appear very much alike, are very different individuals. Not all beneficiaries are the...
Consider This Program with Joe Clark, CFP and Jamie Burton. In this segment we will cover: Description: 10% of us die….the other 90% fade away. It is likely your estate planning documents have the same challenges that mine did. What should you consider, and what are...
Consider This Program with Joe Clark, CFP, and Daren Hardesty. In this segment we will cover: Most estate documents lay out the plan for what happens when you die – how can you make sure your wishes are maintained when you are cognitively declining? Do you need formal...
Consider This Program with Joe Clark, CFP, and Daren Hardesty. In this segment we will cover: It isn't easy talking about death. But it is even harder talking about fading away. Having proper estate documents and planning is key to leaving a legacy, but it is more...
Consider This Program with Joe Clark, CFP and Daren Hardesty. In this segment we will cover: Leaving a legacy is important to many families. However, taking the time and energy to make sure you and your family are taken care of isn't easy to set aside. Unfortunately,...
Consider This Program with Joe Clark, CFP, and Adam Harter. In this segment we will cover: A conflict of interest anytime a decision is made could benefit or harm the one making the decision. When you name a child or any beneficiary of your estate as the financial...
Consider This Program with Joe Clark, CFP and Daren Hardesty. In this segment we will cover: As we age, how should our assets be titled? What do we need to know that we don't know? Schedule your complimentary Next Steps meeting today! www.yourlifeafterwork.com...
Consider This Program with Joe Clark, CFP and Daren Hardesty. In this segment we will cover: As we age, how should our assets be titled? What do we need to know that we don't know? Schedule your complimentary Next Steps meeting today! www.yourlifeafterwork.com...
Consider This Program with Joe Clark, CFP, and Grant Soliven. In this segment we will cover: Who have you named to be in charge of your trust and will? Do they know their responsibilities? Do they have your battle plan to transfer your legacy ready to go? Schedule...
Consider This Program with Joe Clark, CFP and Jamie Burton. In this segment we will cover: We all talk about financial readiness, but are your beneficiaries prepared for what comes next? What do your heirs need to know about your assets and their future? Join us on...
Consider This Program with Joe Clark, CFP and Dean Huddleston. In this segment we will cover: What is a trust, and do you need one? Those are two frequent questions we get asked when working with families. Trusts are powerful estate documents that help care for you...
Consider This Program with Joe Clark, CFP and Jamie Burton. In this segment we will cover: Having discussions with your aging parents can seem taboo. However, with an ever-changing estate and tax code, it is more important than ever to communicate. We will discuss...
Consider This Program with Joe Clark, CFP and Aaron Rheaume. In this segment we will cover: Leaving a legacy with your IRA’s and 401(k)’s has changed. The SECURE act shifted the landscape, and your heirs need to be aware of the tax tsunami that could be coming....
A frequent question often pertains to beneficiaries. “What is the best way to leave my remaining assets to my family?” A simple question with assumed simple solutions. The truth is far from simple. A multitude of variables may be relevant to you and your situation....
Consider This Program with Joe Clark, CFP and Aaron Rheaume. In this segment we will cover: We all want what is left after we are gone to get to our heirs in the best possible way - least taxes, time, challenges. There are many legal documents you can use, but they...
Consider This Program with Joe Clark, CFP and Dean Huddleston. In this segment we will cover: You've decided to place your assets in a trust for the well-being of your spouse and yourself and you want to ensure the beneficiaries are taking care of as well. What could...
Estate planning documents address three distinctive periods in your life: average days while you are mentally equipped to make decisions, days when you are mentally or physically incapacitated, and when you are deceased. The key participants in the planning are the...
The recent increase in suicides and drug overdoses has the CDC concerned with several years of declining lifespan expectations. Hopefully, this isn't impacting you or your family. Your life projection increases as you age. Understand, if you are 65 today, your life...
Undoubtedly, there will be a point where we will exit. We will depart from the workforce, our tax-deferred retirement accounts, and ultimately from life. This five-week series will provide you insight into leaving behind your legacy. Legacy includes our assets, but it...
The world changed with the advent of defined contribution plans where individuals save for their retirements. Dissimilar to a defined benefit plan or pension, where the stream of income stopped at your demise, defined contribution plans leave assets behind to...
In this week's episode, our theme is, "Timing Is Everything!" we will cover: - Timing Social Security may be the most critical decision you make in retirement. - Determining the age-old question...How do I know if I have enough money to retire? - Attempting to time...