What a difference it makes being prepared! Laying your clothes out the night before, planning your meals and making a list for the grocery, studying for an exam 1-2 weeks in advance, studying game film for your upcoming opponent; these are all simple examples of the...
In this segment we will cover: After the loss of a spouse, don’t do anything for the next ninety days to six months because you will likely act emotionally. However, that’s limited advice. There are two different people that can inherit a Roth IRA: a spouse or a...
The world changed with the advent of defined contribution plans where individuals save for their retirements. Dissimilar to a defined benefit plan or pension, where the stream of income stopped at your demise, defined contribution plans leave assets behind to...
In this week's episode, our theme is, "Timing Is Everything!" we will cover: - Timing Social Security may be the most critical decision you make in retirement. - Determining the age-old question...How do I know if I have enough money to retire? - Attempting to time...
November 17th, 2020 Consider This Program with Joe Clark, CFP and Co-host Angi Kinser! In this week's episode, we will cover: -The crucial Death Tax Exemption and why it's easy to miss. -Is the death of your company also the death of your retirement savings? -Death,...
New strategy for inherited IRA The Secure Act ended the Stretch. Now IRA beneficiaries (non-spouse) do not have Required minimum distributions. Rather, they now have to take money only once at the end of 10 years and the account has to be emptied. This could be...