Consider This Program with Jamie Burton and Daren Hardesty. In this segment we will cover: Are annuities good, bad, or ugly? It depends on your needs and the type of annuity. Find out all you need to know about annuities on Consider This Program. Schedule your...
Consider This Program with Jamie Burton and Daren Hardesty. In this segment we will cover: One of the most talked-about issues in the bond market is whether the U.S. Federal Reserve’s decision to raise short-term interest rates will trigger a dreaded bear market. The...
Consider This Program with Daren Hardesty and Grant Soliven, AIF. In this segment we will cover: Many people go into investing with an idea of how much they are going to make, but what happens when there is a drawdown in the market and you don't have a plan to protect...
Consider This Program with Grant Soliven, AIF, and Daren Hardesty. In this segment we will cover: Imagine having all tax-deferred money and no plan to unwind it before you need it or are forced to take it, OR WORSE, the tax code changes, and it is not in your favor....
Consider This Program with Joe Clark, CFP and Daren Hardesty. In this segment we will cover: Is there a simple way to turn disasters into inconveniences with your personal finance? There are several options, and it could be different depending on your financial phase...
Consider This Program with Joe Clark, CFP, and Daren Hardesty. In this segment we will cover: It isn't easy talking about death. But it is even harder talking about fading away. Having proper estate documents and planning is key to leaving a legacy, but it is more...
Consider This Program with Joe Clark, CFP and Daren Hardesty. In this segment we will cover: Leaving a legacy is important to many families. However, taking the time and energy to make sure you and your family are taken care of isn't easy to set aside. Unfortunately,...
Consider This Program with Joe Clark, CFP and Daren Hardesty. In this segment we will cover: The age-old question, what happens if I live too long? It can be a risk factor, but good news. We can plan for this ahead of time. Find out how the retirement V for victory...
Consider This Program with Joe Clark, CFP, and Daren Hardesty. In this segment we will cover: Your options change as you age, but the good news is you don't have to do it alone! From retirement communities to co-habiting to long-term care facilities, there are...
Consider This Program with Joe Clark, CFP and Daren Hardesty. In this segment we will cover: The world is full of zombie shows. I don't get it, but I do understand phantom gains. Market volatility is frustrating. Unnecessary taxation is devastating. Here's how to...
Consider This Program with Joe Clark, CFP and Daren Hardesty. In this segment we will cover: As we age, how should our assets be titled? What do we need to know that we don't know? Schedule your complimentary Next Steps meeting today! www.yourlifeafterwork.com...
Consider This Program with Joe Clark, CFP and Daren Hardesty. In this segment we will cover: As we age, how should our assets be titled? What do we need to know that we don't know? Schedule your complimentary Next Steps meeting today! www.yourlifeafterwork.com...
Consider This Program with Joe Clark, CFP and Daren Hardesty. In this segment we will cover: You make money, and you pay taxes. You invest money, and you pay taxes. If you did well financially, you die, and you pay taxes. Right or wrong, it is what it is. Are you...
Consider This Program with Joe Clark, CFP, and Daren Hardesty. In this segment we will cover: You love your beneficiaries equally; however, it might not be in their best interest to receive money equally. It is prudent to update beneficiary designations regularly. And...
Consider This Program with Joe Clark, CFP and Daren Hardesty. In this segment we will cover: There are more college savings vehicles available today than ever before in history. With many options, how do you choose where to grow your college funds? Before you put your...
Consider This Program with Joe Clark, CFP and Daren Hardesty. In this segment we will cover: When you go to retire, where and how is the income distributed. What is the strategy? What are the tax consequences? Why is taking money so different from saving money in your...
Consider This Program with Joe Clark, CFP and Daren Hardesty. In this segment we will cover: Downsizing, at first glance, can seem like the right choice for anyone recently living as an empty nester. However, there are key considerations to make before taking that...
Tax season ended this year on Monday, May 17, marking the second year in a row where the deadline was extended. Our office, as well as our CPA affiliates, found themselves working until the last possible moment. An unwritten rule says the longer you give yourself to...
Consider This Program with Joe Clark, CFP and Aaron Rheaume. In this segment we will cover: Inflation is usually slow to show up, like gaining a pound or two a year. Typically, it doesn't make a great deal of difference until it does. The destruction of your...
Consider This Program with Joe Clark, CFP and Aaron Rheaume. In this segment we will cover: Tax reporting is what we are all doing right now. Tax planning is what you did before the end of the year. Reporting tells the IRS the tax story of last year. Tax planning...
Any journey begins with a single step. Those words are particularly applicable to the retirement planning process. Unless we inherit wealth, most of us begin the retirement savings journey with a very modest sum. Although the terms “saving” and “investing” are often...
Consider This Program with Joe Clark, CFP and Daren Hardesty. In this segment we will cover: Very often we hear people say they don't want to keep all their financial eggs in one basket. The feeling of having accounts with multiple advisors and banks brings a sense of...
Consider This Program with Joe Clark, CFP and Daren Hardesty. In this segment we will cover: As you get older you realize that things change - your investments are no different. What made perfect sense to you 20-30 years ago may not make sense today. The good news is...
Consider This Program with Joe Clark, CFP and Daren Hardesty. In this segment we will cover: Fixed income is an important attribute to any investor’s portfolio. One can receive income from interest and dividends from a stock; a coupon from a bond; or the interest...
Consider This Program with Joe Clark, CFP and Daren Hardesty. In this segment we will cover: Many people do not know that they can request a direct tax-free rollover from their 401(k) to an IRA before they retire. Even more, people don't know why it could be...
Consider This Program with Joe Clark, CFP and special guest Daren Hardesty. In this segment, we will cover: In today's unpredictable economic and political environment, does deferring taxes make as much sense as it once did? Schedule your complimentary Next Steps...